Online Trust Takes More Than Mom’s Maiden Name

How many websites do you shop? How many passwords do you have for your various online accounts? How many times have you used your mother’s maiden name, your place of birth or some other piece of personally identifiable information to verify your identity in a transaction?

Quite a few, I would guess, and therein lies a challenge. The most common ways of verifying who you are online — so you can access your accounts, buy things or use services — leave behind trails of breadcrumbs that savvy criminals can follow and collect until they have enough information (more…)